All of the applications, companies, and resources mentioned in the Break Your Budget - approved Resource Library have been tested and vetted by ME.
While some of the links included here are affiliate - meaning I may get a small payment should you choose to use my link to open an account - most of them are not. My goal is for you to be equipped with the tools you need to excel personally, professionally, and financially!
YNAB (You Need A Budget) is an automatic zero-based budgeting application. You can create a crystal clear plan for your money and use the application on your phone or desktop. YNAB is $14.99/mo or $109 annually.
Copilot is one of the few budgeting apps that gets expense tracking right. They make it easy to categorize your money and create a seamless, customizable, automatic budget. Copilot isn't free, at $13/mo or $95/yr. You can use the code BREAKBUDGET for a 2 month free trial.
If you're looking for basic income and expense tracking, along with the ability to monitor your net worth, credit score, and home value, the NerdWallet app is an amazing free resource. It would pair very nicely with a spreadsheet, like the Personal Finance Dashboard!
Let's start with the Budgeting Apps:
A high yield savings account is an essential part of your financial strategy + framework. Earn extra interest on your savings when you keep your money in a HYSA - it really is that simple!
Ally is the HYSA I use! I have been an Ally customer for over 3 years, and my favorite feature of their Savings Account is the Savings Bucket feature because it makes it really easy to organize your different goals!
Sometimes, you just need to talk to a financial planner!
Facet is a financial planning membership where you can access the tools you need to create a comprehensive financial plan, from retirement, investing, tax, and estate planning. With Facet, you can access CFP Professionals who will provide expert advice based on your experiences, goals, and values. Facet is a flat-fee membership with different options based on your needs. You can scheduled a call here.
Origin is an all-in-one financial management platform designed to help you grow, track, manage, and save all in one place. Origin provides smart recommendations based on your financial patterns, plus you can speak directly with a CFP for expert advice and guidance on your money questions. Download the Origin app here.
Whether you are just starting your financial journey, or are in need of a quick "refresh" this starter kit will take you through the 5 key phases to kick-start your finances!
Are you ready to start investing, but not sure what the first step should be? This free guide breaks down basic investing concepts and provides a roadmap on how to open an account.
Are high-yield savings accounts confusing to you? Learn everything you need to know about this essential account, from what to use them for to how to choose the right one!
This resume template helped me land 2 6-figure job offers without a connection! If you are seeking a new job and want to breeze past the ATS (application tracking system) to start getting interviews, then you need this template!
Start each month feeling organized + refreshed. This monthly audit checklist will guide you through a reset routine that covers your personal finances, career, and life!
Betterment is a comprehensive robo-advisor that provides expert-built portfolios, tax optimization, retirement options, and more. If you are looking for a one-stop-shop for investing + some guidance, check out Betterment! You can open a Betterment account here.
Stash is the first investing app I ever used! I first downloaded it in 2018 to start my investing journey and use it to this day. It has an easy interface and makes it super simple to invest automatically. You can open a Stash account here.
Last but not least, my favorite investing apps: